Personal Banking in and around Newport Beach
To apply for Banking Options or to learn more about Banking Products.
Contact Mike Ferraro Jr. for a Banking Options
Mike Ferraro Jr.
State Farm® AgentTo apply for Banking Options or to learn more about Banking Products.
Contact Mike Ferraro Jr. for a Banking Options
Personal banking options are here with U.S. Bank®
Discover which U.S. Bank® personal banking products may be right for you
Checking accounts
Your local State Farm agent Mike Ferraro Jr. would be happy to walk you through the benefits of a U.S. Bank Smartly® Checking account. Ask about the Smart Rewards program or Greenlight®, as well as State Farm exclusive benefits today!
See U.S. Bank® checking accountsSavings accounts
Some benefits of having a savings account through U.S. Bank® include access to your account 24/7 online or with our mobile app and competitive rates for State Farm customers, among others.
See U.S. Bank® savings accountsCDs
Choose from CD options with competitive interest rates. Local agent Mike Ferraro Jr. would be happy to help you understand the specifics of each option and which may be right for your financial goals.
See U.S. Bank® CD accountsCredit cards
From no annual fee to convenience and other compelling advantages, a State Farm Visa® credit card through U.S. Bank® may be the one you're looking for.
See U.S. Bank® credit cardsPersonal loans
Your agent Mike Ferraro Jr. would be happy to help explain how to check your rate for a personal loan and the other benefits that U.S. Bank® offers.
See U.S. Bank® personal loans
Here for your personal banking needs.
Contact Mike Ferraro Jr. for a Banking Options

Mike Ferraro Jr.
State Farm® AgentSimple Insights®
What is identity theft and identity fraud?
What is identity theft and identity fraud?
Identity theft is the act of stealing someone's personal information and identity fraud is the use of an individual's identifying information to commit crimes.
What is refinancing and when does it make sense?
What is refinancing and when does it make sense?
Why refinance a loan? It may make sense to reduce monthly payments or cut the interest rate, but it may have some pitfalls as well.